LENDING
GUIDELINES
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RESIDENTIAL PROPERTIES | 1-4 UNITS
- Loan Programs – Bridge, Fix & Flip or Ground-Up Construction
- Transaction Type – Purchase, Rate/Term & Cash-Out
- Loan Amounts – $250,000 – $5,000,000 (over $5M
considered subject to deal, location & sponsor strength)
- LTV / LTC / LTARV – Up to 75% / 85% / 70%
- Minimum FICO – 680 (exceptions for FICO <680)
- Occupancy – Non-Owner Occupied Only
- Closing Timelines – 7-10 days upon receipt of full UW package
- Area Coverage – Nationwide
RESIDENTIAL PROPERTIES | 1-4 UNITS
- Loan Programs- Bridge, Fix & Flip or Ground-Up Construction
- Trasaction Type- Purchase, Rate/Term & Cash-Out
- Loan Amounts- $250,000 – $5,000,000 (over $5M considered subject to deal, location & sponsor strenght)
- LTV / LTC / LTARV- Up to 75% / 85% / 70%
- Minimum FICO- 680 (exceptions for FICO <680)
- Occupancy- Non-Owner Occupied Only
- Closing Timelines- 7-10 days upon receipt of full UW package
- Area Coverage- Nationwide
MULTIFAMILY 5+UNITS,
"MIXED USE", LAND & OTHER COMMERCIAL PROPERTIES
- Loan Programs – Bridge, Fix & Flip or Ground-Up Construction
- Transaction Type – Purchase, Rate/Term & Cash-Out
- Loan Amounts – $1,000,000 – $20,000,000 (>$20M
considered subject to deal, location & sponsor strength)
- LTV / LTC / LTARV – Up to 75% / 85% / 70%
- Minimum FICO – 680 (exceptions for FICO <680)
- Closing Timelines – 10-14 days upon receipt of full UW package
- Area Coverage – Nationwide
MULTIFAMILY 5+UNITS, "MIXED USE",
LAND & OTHER COMMERCIAL PROPERTIES
- Loan Programs- Bridge, Fix & Flip or Ground-Up Construction
- Trasaction Type- Purchase, Rate/Term & Cash-Out
- Loan Amounts- $250,000 – $5,000,000 (over $5M considered subject to deal, location & sponsor strenght)
- LTV / LTC / LTARV- Up to 75% / 85% / 70%
- Minimum FICO- 680 (exceptions for FICO <680)
- Occupancy- Non-Owner Occupied Only
- Closing Timelines- 7-10 days upon receipt of full UW package
- Area Coverage- Nationwide
