Cash-Out Refinancing
for Real Estate
Cash-out refinancing allows you to use the equity in your property to fund a new real estate opportunity. Macoy Capital’s flexible lending solutions are tailored to meet your specific needs, providing fast access to capital so you can move quickly on your next venture.
Why Choose Macoy Capital for Cash-Out Refinancing
Our streamlined process and user-friendly platform ensures swift approvals and fundings. This allows you to seize investment opportunities without delays.
While we consider all aspects of an applicant, including background and credit, our primary focus is the quality and value of the underlying asset.
Our team of experts is here to guide you through the entire process. Macoy offers personalized assistance and support every step of the way, from the initial application through the closing.
How to Apply for Cash-Out Refinancing
Contact Us
Loan Application
Lending guidelines
- Asset Types
- SFR 1-4, Subdivisions, Condos, Townhomes, Multifamily 5+ & Mixed-Use
- Loan Terms
- 3 - 24 Months
- Max LTV
- Up to 75%
- Loan Amounts
- $500,000 - $20,000,000+
- Interest Rates
- 9.50 – 11.99%
- Origination Fees
- Starting at 1.5%
- Borrower Recourse / Guarantees
- Full Recourse / Personal Guarantees Required (limited by exception)
- Lending Markets
- Nationwide (major metro and secondary markets only)
Frequently Asked Questions (FAQ)
Cash-out refinancing allows a property owner to obtain a new mortgage and take cash out in excess of the original loan’s balance. The cash out can then be used for new real estate ventures.
The amount of your cash out will vary, but it will usually be limited to a certain loan-to-value (LTV) determined by your lender based on your property value, existing debt, and credit history.
DEPENDING ON YOUR PLANS, YOUR REPAYMENT PERIOD WILL VARY FROM 6 MONTHS TO A FEW YEARS. AT MACOY, WE OFFER FLEXIBLE LOAN TERMS TO HELP YOU MEET YOUR INVESTMENT GOALS. CONTACT US FOR MORE INFORMATION.
