Your Premier
Fix & Flip Rehab Loan
Provider
Macoy Capital is your trusted partner for fix and flip loans. We understand the unique needs of real estate investors and offer fast and flexible solutions to fund your rehab projects. Whether you’re a seasoned investor or a rookie, we have the right loan for you.
Key Benefits of Fix & Flip Rehab Loans
Our expedited and seamless process allows for quicker approvals and faster closings.
Our loans are customized to suit your project’s specific needs, ensuring you get the right financing.
Our team of skilled finance professionals are here to provide guidance throughout the process.
How to Apply for Fix and Flip Loan
Contact Us
Loan Application
Lending Guidelines for Bridge Loans
- Asset Types
- SFR 1-4, Subdivisions, Condos, Townhomes, Multifamily 5+ & Mixed-Use
- transaction types
- Purchase, Rate/Term & Cash-Out
- Max Day 1 LTAIV / LTC / LTARV
- Up to 70% / 85% / 70%
- loan amounts
- $500,000 - $20,000,000+
- interest rates
- 9.50 – 11.99%
- origination fees
- Starting at 1.5%
- Borrower Recourse / Guarantees
- Full Recourse / Personal Guarantees Required (limited by exception)
- Lending Markets
- Nationwide (major metro and secondary markets only)
Frequently Asked Questions (FAQ)
FIX AND FLIP LOANS ARE SPECIALIZED LOANS DESIGNED FOR PURCHASING AND RENOVATING RESIDENTIAL INVESTMENT PROPERTIES, TYPICALLY SINGLE FAMILY RESIDENCES (SFRs) OR MULTIFAMILY, WITH THE INTENTION OF HOLDING LONG TERM OR SELLING FOR PROFIT. THESE LOANS TYPICALLY COVER A LARGE PERCENTAGE OF THE COSTS OF ACQUISITION, RENOVATION, AND SOMETIMES EVEN HOLDING EXPENSES.
FIX AND FLIP LOANS USUALLY HAVE SHORT LOAN TERMS AND HIGHER INTEREST RATES, TYPICALLY RANGING FROM 6 TO 24 MONTHS. THE SHORTER TERMS ARE DESIGNED TO ALIGN WITH THE TIME IT TAKES TO BUY, RENOVATE, AND EITHER SELL THE PROPERTY OR REFINANCE INTO A PERMANENT LOAN.
FIX AND FLIP LOANS ARE PRIMARILY MEANT FOR RESIDENTIAL INVESTMENT PROPERTIES, SUCH AS SINGLE-FAMILY HOMES AND MULTIFAMILY PROPERTIES. THEY MAY NOT BE SUITABLE FOR COMMERCIAL PROPERTIES OR OTHER NON-RESIDENTIAL REAL ESTATE.
