Your Trusted
  Private Money Lender

Macoy Capital is your trusted lending partner in securing private money loans to make your real estate dreams a reality. Our flexible lending solutions are tailored to meet your specific needs, providing quick access to the capital for your real estate endeavors.

Why Choose Our Private Money Loans?

Our streamlined process and user-friendly platform ensures swift approval and funding. This allows you to seize profitable investment opportunities without delays.

Tailored repayment structures and competitive rates provide the flexibility you want to make the most of your investment without the stringent constraints of traditional lending.

While we consider all aspects of an applicant, including background and credit, our primary focus is the quality and value of the underlying asset.

Our team of experts is here to guide you through the entire process. Macoy offers personalized assistance and support every step of the way, from the initial application through the closing.

How to Secure Private Money Financing

Contact Us

Ready to get started on your private money loan? REACH OUT TO OUR TEAM TODAY 

BY CALLING (310) 424-3587 OR FILL OUT THE FORM BELOW.

Loan Application

The application process is simple and straightforward. Apply for your hard money loan and our team will review your information promptly.

Lending guidelines

Frequently Asked Questions (FAQ)

Private money lending for real estate involves obtaining loans from private individuals or organizations rather than traditional financial institutions, offering more flexibility in terms and criteria for real estate investment.

Private mortgage lenders, unlike traditional lenders such as banks or credit unions, are individuals or other lending entities providing loans focused more on real estate collateral criteria rather than borrower’s income.

PRIVATE MONEY LOANS ARE TYPICALLY USED FOR VARIOUS REAL ESTATE INVESTMENTS, INCLUDING RESIDENTIAL SINGLE FAMILY (SFR), MULTIFAMILY PROPERTIES AND DEVELOPMENTS.

PRIVATE MONEY LENDING USUALLY OFFERS QUICKER ACCESS TO CAPITAL, HIGHER LEVERAGE OPTIONS AND LESS STRINGENT QUALIFICATIONS COMPARED TO TRADITIONAL BAND OR INSTITUTIONAL FINANCING.

PRIVATE MONEY LOANS OFTEN PRIORITIZE THE VALUE AND QUALITY OF THE PROPERTY AS WELL AS THE POTENTIAL INVESTMENT RATHER THAN THE BORROWER’S INCOME. THIS OFFERS MORE FLEXIBLE AND QUICKER APPROVALS COMPARED TO TRADITIONAL LENDERS.

YES, PRIVATE LOANS CAN SOMETIMES SERVE AS AN ALTERNATIVE SOLUTION TO TRADITIONAL LENDING. THIS OFFERS INVESTORS THE OPPORTUNITY TO PROCESS WITH THEIR INVESTMENT PLANS.

PRIVATE MONEY LENDING OFFERS QUICKER AND MORE FLEXIBLE FINANCING SOLUTIONS CATERING TO INVESTORS IN A WAY THAT TRADITIONAL LENDERS OFTEN CAN’T.

INVESTORS SHOULD CONSIDER THE LENDER’S REPUTATION AND TRACK RECORD, ALONG WITH THEIR ABILITY TO CUSTOMIZE THEIR LOAN PRODUCTS AND TIMELINESS TO CLOSE.

REPAYMENT PERIODS FOR PRIVATE MONEY LOANS CAN VARY DEPENDING ON THE SIZE AND SCOPE OF THE PROJECT, BUT ARE GENERALLY SHORTER THAN TRADITIONAL LOANS. TYPICAL TERMS FOR A PRIVATE MONEY LOAN RANGE FROM SIX MONTHS TO A FEW YEARS, DEPENDING ON THE AGREEMENT BETWEEN THE BORROWER AND THE LENDER.