Rental Loans for
Investment Properties
Macoy Capital understands the significance of strategic investments in the ever-evolving real estate landscape. Our specialized Investment Property Loans empower you to seize opportunities and maximize returns.
Why Choose Us as Your Rental Loan Lender
Navigate the complexities of real estate investments with our customized loan programs. We offer flexible terms, competitive rates and solutions designed to align with your investment goals.
Whether you’re eyeing residential, commercial or mixed-use properties, our investment loans cater to a wide range of real estate assets. We empower you to diversify your portfolio seamlessly.
Time is of the essence in real estate. Benefit from our streamlined application and approval process, ensuring you can act swiftly on your investment opportunities.
Rely on the expertise of Macoy Capital’s seasoned professionals. We offer comprehensive support and will guide you through the lending process to allow you to make well-informed investment decisions.
How to Apply for an Investment Property loan
Contact Us
Reach out to our team today by calling (310) 424-3587 or fill out the form below.Â
Loan Application
Lending Guidelines
- Loan Programs
- Bridge, Fix & Flip, Ground-Up & Horizontal to Vertical Construction
- Asset / Project Types
- SFR 1-4, Subdivisions, Condos, Townhomes, Multifamily 5+ & Mixed-Use
- Loan Terms
- 6 - 24 Months w/ Extension Options
- Transaction Types
- Purchase, Rate/Term & Cash-Out
- Max Day 1 LTAIV / LTC / LTARV
- Up to 70% / 85% / 70%
- Loan Amounts
- $500,000 - $20,000,000+
- Interest Rates
- 9.50 – 11.99%
- Origination Fees
- Starting at 1.5%
- Borrower Recourse / Guarantees
- Full Recourse / Personal Guarantees Required (limited by exception)
- Lending Markets
- Nationwide (major metro and secondary markets only)
Frequently Asked Questions (FAQ)
Macoy Capital offers customized rental loans for real estate investors who meet the lending criteria.
Conventional mortgages are typically for primary residences, while rental property loans are for non-owner occupied investment properties. Rental property loans, unlike conventional mortgages, are based on rental income or LTV rather than the borrower’s income.
Loan terms vary, but Macoy Capital provides flexibility to accommodate your investment strategy. We offer both short and long term investment loans depending on the status of your rental property.
Payments will either be interest only or fully amortized depending on whether you have a short or long term loan.
We offer loans with or without providing tax returns dependent upon the loan program.
Closing costs vary, and include but are not limited to appraisal fees, escrow/title fees and loan origination fees. Macoy Capital provides transparent information about associated costs upfront and during the loan application process.
