MIXED-USE PROPERTY LOANS
Unlock the potential of your investments with Macoy Capital’s specialized mixed-use property loans. Whether it’s a multifamily residential building with a blend of commercial or retail spaces, our flexible financing solutions cater to your unique needs.
Why Choose Us as Your Mixed-Use Mortgage Lender
Our expert team understands the intricacies of mixed-use properties. We offer personalized loan solutions to match your specific investment goals.
Experience a hassle-free application and approval process. We prioritize efficiency to get you the funds you need without unnecessary delays.
Rely on the expertise of Macoy Capital’s seasoned professionals to guide you throughout the lending journey, ensuring you make informed decisions.
How to Apply for A Mixed Use PROPERTY LOAN
Contact Us
Reach out to our team today by calling (310) 424-3587 or fill out the form below.
Loan Application
Lending Guidelines
- Loan Programs
- Bridge, Fix & Flip, Ground-Up & Horizontal to Vertical Construction
- Asset Types
- Apartments or Condos w/ Commercial Units
- Loan Terms
- 6 - 24 Months w/ Extension Options
- Transaction Types
- Purchase, Rate/Term & Cash-Out
- Max Day 1 LTAIV / LTC / LTARV
- Up to 70% / 85% / 70%
- Loan Amounts
- $500,000 - $20,000,000+
- Interest Rates
- 9.50 – 11.99%
- Origination Fees
- Starting at 1.5%
- Borrower Recourse / Guarantees
- Full Recourse / Personal Guarantees Required (limited by exception)
- Lending Markets
- Nationwide (major metro and secondary markets only)
Frequently Asked Questions (FAQs)
Mixed-use property loans are short term loans used to acquire or refinance properties that combine residential and commercial elements. These properties tend to be more complicated than strictly residential projects.
Unlike traditional mortgage loans, mixed-use property loans consider both residential and commercial aspects, accommodating a diverse range of tenants and income streams. They offer flexibility for investors involved in properties with multiple uses.
Eligible properties combine both residential units with commercial spaces such as office or retail.
Yes, Macoy Capital offers specialized loan programs tailored for mixed-use properties. These programs address the complexities of financing that arise with combined residential and commercial spaces.
Rental income from residential is treated differently than income from commercial or retail space from tenants. While it is complicated, Macoy Capital is able to assess the potential income streams to determine loan eligibility and terms, ensuring a comprehensive approach to financing.
Yes, Macoy Capital’s mixed-use development loans are designed to accommodate the financing needs of both small and large-scale mixed-use developments for each unique project
